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You Can Get Your Refund, But You Can’t Do It A-Loan

, , , | Right | CREDIT: Fafofi | March 1, 2022

I work for a banking call centre.

Guy: “Hi. I accidentally paid $9,000 into my loan. I need it back.”

Me: “Sure. As it’s a large amount, we need a signed letter from all borrowers on the loan agreeing that the money needs to be reversed. It will then take forty-eight hours.”

Guy: “That’s ridiculous! Why did my Internet banking even let me transfer the money into the loan? It shouldn’t have let it happen.”

Me: “I’m sorry, sir, but we can’t stop you transferring money into the loan, as it is a loan and does require you to pay it back.”

This was for a $600,000 home loan; as it’s in joint names with (I’m assuming) his wife, we need all borrowers to agree that the money was not meant to go on the loan. He can definitely get the money back; there is just a process to follow to protect all borrowers on the home loan. We most certainly will not put a stop on transfers going into the loan as it’s a LOAN, not free money.

I love it when customers make an error and still somehow manage to blame the person taking the call.

Kindness Opens Doors And Generates Refunds

, , , , , , , , | Right | March 1, 2022

I work customer service for a small sales website that sells gifts, graphic T-shirts, and stuff like that. 

One of my favorite things is that, having been there for a couple of years, they trust my judgment; they know that I know a lot of loopholes and how to get the system to do what I want, even if it’s not supposed to be able to, and they allow me to do so at my own discretion. I had actually been forcing refunds unknowingly because I just happened upon how to do it a few months into my employment. I thought it was a normal part of the always-convoluted system until a coworker was complaining about not being able to do refunds himself and having to put tickets through to billing, instead. Thankfully, when I showed my manager how it worked and what I’d been doing, he just took notes on how for himself and told me to use the power wisely.

The point is that I can make a lot of exceptions, but only if I want to do so.

We’ve started working from home, so my partner and I are sharing an office. One day, I get a call from an irate customer. She failed to use the prepaid return label we gave her because she went to the wrong delivery company and got mad that they wouldn’t take the label. Instead of going to the correct company to ship it on us, she spent $8 to return it and demanded we refund her.

From most people’s knowledge and the company handbook, there is no physical way in the system to do this; we can only refund the item and shipping we took and cannot refund anything beyond what they paid. This is why we provide the labels and it’s made clear in multiple places, including the return form they get with their packing slip. The only exception is a code for a $5 courtesy refund that the system will accept.

However, it’s an old system, and there’s a way around most things, this included; it involves about ten extra steps and opening two instances of our system at once side by side, so it’s a bit of a pain, but I can get it done. But since it’s not supposed to work like that, and technically it’s against policy, I don’t do it often, mostly because I know it runs the risk of a customer demanding it later with a “But they did it for me before!” attitude.

That is exactly the sort of vibe this lady gives me. She is snippy from the get-go.

Lady: “I don’t see why they didn’t just take the label!”

Me: “I’m sorry, ma’am, but as it’s a [Delivery Company] label, it can only be scanned by [Delivery Company]’s system.”

Lady: “Well, you should have made it more obvious where the label was for!”

Me: “The labels do have the logo in the upper right, ma’am. I’m sorry if it was a little hard to notice.”

This is bull: the logo is about three inches wide and two inches tall, oversized specifically so that it’s easy to see.

It goes on for a while. I end up Googling her town out of curiosity while she rants, and I find that there’s only one location for the delivery company she tried to drop it at, and it’s less than a mile from one of the correct ones! I ask her if they made her aware of that when she dropped it off, but that just sends her into a spiel about how the workers for [Wrong Company] should have just accepted the label and taken it over to [Correct Company] for her. 

I offer her the $5 courtesy refund, but she keeps going over the remaining three dollars and change. By the time my call timer hits three minutes, she is swearing in general at the situation; I swear when frustrated, too, so I don’t mind it. When she turns it on me, though, I shut it down.

Me: “Ma’am, I understand your frustration, but as I’ve explained, there is nothing we can do. We gave you a prepaid label but you chose not to use it. I will not tolerate being cussed at and insulted. I’ve applied the $5 coupon to your account. Have a good day.”

And I hang up. 

My partner doesn’t work with people, so they are pretty shocked; the second half of the conversation was loud enough for them to overhear both sides. I roll my eyes and tell them it’s normal.

A couple of weeks later, we’re both working again, and I get a call from another person. She sounds younger than the first, who was probably in her fifties; this woman sounds twenty-five to thirty at best guess.

Young Lady: “Hi. I’m calling because I returned an item from my order via [Different Company from label]. I didn’t realize it was the wrong place until I was already there, and I ended up just paying for it. Is there anything you can do?”

Me: “I’m sorry, but the reason we send the prepaid labels is that we cannot refund outside shipping charges; the system won’t allow it.”

My partner catches my eye and gives me a sort of, “Oh, s***, again?” look as we both brace for anger.

Young Lady: “Okay, I kind of figured as much. Thanks, anyway!”

After a breath of surprise, I say: 

Me: “Oh, you know what, one moment. Can you tell me how much it was for?”

Young Lady: “Oh, uh… It was just ten dollars and seventeen cents. It’s fine.”

Me: “Do you mind holding while I talk to my supervisor? I’d like to see if I can do something for you.”

Young Lady: “Oh, yeah, sure!”

I put her on hold and, instead of calling my supervisor, take that moment to open a second system and work the loophole. I manage to refund her money.

Me: “Thank you for holding! I got permission to override the system; your refund has been issued! If you can, please take a photo or copy of your receipt and send it to [my email] for our records.”

Young Lady: “Really?! Thank you! I’ll take care of that now!”

She thanks me a few more times and we hang up.

Partner: “Wait, I thought you couldn’t refund external shipping?”

Me: “We’re not supposed to be able to, but I can.”

I explain the loopholes to him.

Partner: “So, wait, why didn’t you just do it for that lady last week? Wouldn’t it have been easier than being cussed out?”

Me: “Probably, but I don’t reward that kind of behavior. I only use loopholes for nice people; otherwise, it’s by the book, sorry, nothing I can do!”

If only more companies would let their employees do the same.

And The American Reputation Continues To Plummet

, , , , , , | Right | CREDIT: Ellewahl99 | March 1, 2022

As far as I know, no store in Canada gives any kind of military discount, veteran or otherwise. We are not as military-oriented as the USA.

I work at a drug store as a cash supervisor. It is my job to cover my cashier’s breaks and make sure customers get as good a customer experience as possible. For those who don’t know, drug stores do not sell tobacco or alcohol products, so the only item we sell that requires an ID is lottery. We also have a senior’s day on Thursday where anyone sixty-five and older can get 20% off. We don’t need an ID or proof of age; they usually just know to ask for it since signs are up everywhere advertising the discount.

It is a Saturday, so no managers are in. I am covering my cashier’s break when a man comes up with a basket full of stuff. I make the usual greetings.

Me: “Do you have a rewards card? And would you like a bag?”

Customer: *Gruffly* “I’m visiting from the US; of course, I don’t have a rewards card with you.”

He doesn’t respond to wanting a bag, so I just start stacking his items at the end of the till.

When I finish scanning his items, I read off his total.

Me: “Are you paying with cash or card?”

He tosses an ID on the counter.

Me: “Oh, did you want lottery?”

Customer: “What? No. I want a discount.”

I think he means the senior’s discount.

Me: “Oh, I’m sorry, but we only have a senior discount on Thursdays.”

The customer looks at me like I’m stupid and shoves the ID closer.

Customer: “I’m a veteran, missy. That means I get a discount no matter what day it is.”

Me: “Um… I’m sorry, but we don’t do veterans discounts here in Canada.”

Customer: “Well, they do where I’m from, so you need to honor that.”

I stand there dumbfounded. How does that make any sense?

Me: “I’m sorry, but I have no way to put any kind of discount on your purchase, as it is not Thursday for senior’s day, and we have no promo going on right now.”

He gets obviously upset and red in the face.

Customer: “I want your supervisor. I want you fired. I want a new cashier.”

I blink at him. I can barely get the words out.

Me: “I am the supervisor. And there is no store manager in today.”

The man flips and starts yelling at me.

Customer: “You’re discriminating against me! You must hate the US. I hope we bomb your country next! Canada is such a stupid place with stupid people!”

I just stood there, not sure what to do. People were starting to stare, and I was so freaked out that all I could do is stand there with my mouth open going, “Uhhh…”

Finally, he said his piece and stomped out of the store with his ID and nothing else. I stood there in silence for a few minutes just trying to process what happened. My cashier came back, but I had nothing else to do, so I just stayed on till to help with customers.

A little elderly woman came up to my register to ask if I was all right and said that she had never liked those “hooligans south of the border”. She made me smile and actually helped me put some of the items away that the man had left on the till.

Survey Says… You’re An Idiot

, , , | Right | March 1, 2022

Client: “Can you make the site so that it doesn’t show any products until someone has completed a survey? We want to gain valuable feedback from them first.”

Me: “So, let me get this straight. You don’t want to sell products to someone until you can collect valuable marketing data that helps you to sell products to people?”

Client: “Yes.”

Be True To Your School (Team Store)

, , , , | Right | March 1, 2022

I work in a team store for a major university. This is THE official store for apparel and everything related to the school. Of course, other big box retailers in town carry much of the same stuff, which annoys us because it isn’t business coming to our store, but what are you going to do about it?

One day, an older guy comes in with a jacket — an expensive one.

Customer: “I bought this jacket here and I want to return it.”

That’s all well and good; it still has the tags on it.

Me: “Do you have the receipt?”

Customer: “No, I don’t.”

That’s not a big deal really; we can still work something out. I go to look at the tag to scan it and see what the system says. I don’t get as far as scanning it because the tag that is on this jacket is NOT one of ours. It is for one of the big box retailers in town, and the tag still has the name of that store on it.

Me: “This tag is from [Retailer]. I can’t take this jacket or give you a refund because you didn’t buy it from us.”

Customer: “What?! That’s ridiculous! I’m going to have you fired! In fact, I’m reporting you to the cops and the Better Business Bureau!”

He just kept yelling at me and threatening me. Eventually, he stormed out.

I still think about that very obvious attempt at getting extra money out of something.