We Won’t Be Applying Your Insurance To Our Appliances, Thanks

Recently, I had to take out a reverse mortgage. As a result, I have been getting all sorts of emails and letters from other various firms, mortgage and otherwise.

I get this call from someone trying to sell me “appliance” insurance. He tells me that if anything happened to any of my major appliances, they would cover the full value of the replacement. The signup fee is $200 and the monthlies are about $1,500 a year.

Me: “The total I’ve spent on my appliances for the last twenty years is just about the same. So, what I am getting for $1,500 a year?”

Caller: “Oh, very well.” *Click*