The Scams Are Coming From Inside The Walls

, , , , | Working | May 26, 2020

My grandmother falls prey to an Internet scam that results in a recurring charge on her credit card every month for $100. After a few months, she asks my mother and me for help, so we call the credit card company.

Employee #1: “Okay, we have issues like this all the time. Here’s what we’re going to do. I’m going to cancel this card and send you a new one, but I’ll put a security hold on your account so that your new information isn’t forwarded to the scammers. Then, I’ll start the paperwork to see if we can refund the fraudulent charges, and I’ll open an investigation into the scammers. Does that sound good?”

We thank him profusely for his help and even agree to pay extra to have my grandmother’s new card overnighted to her so we can put this mess behind us. But the next month, we see the fraudulent charges again. Because my grandmother has updater services — when she gets a new card, her company automatically sends the information to the companies that she has recurring charges with — we realize that the security block must have failed, so we call again.

Employee #2: “I’m looking at the account, and I see that a new card was issued, but there’s nothing in the file about a security block for these charges, no paperwork started at all about the fraud, and no open investigation.”

Grandmother: “So, what you’re telling me is that your coworker openly lied to me over the phone when he said he was taking care of all that?”

It turns out that was pretty much the case. The second employee was very helpful. She stayed on the line with us while she did each step and confirmed that she’d completed each one as she did. We spoke to her supervisor — who also confirmed that everything had been handled — and told him that she did a great job, but we lodged a very strong complaint about the first employee who’d helped us.

This Is Why We Have These Meetings

, , , , , , | Working | May 26, 2020

We have an all store meeting on a Sunday morning where they have multiple stations set up to have all employees working their opening and closing pitches to customers. It is some major push with corporate to better understand customers through pitching them products or some such nonsense.

As I work in the service department, it doesn’t apply to my direct coworkers or me, but we have to show up anyway. One of the stations, though, is actually with the customer service workers who are going over ways to avoid fraud. One of the store managers who is directly over customer service is there, too.

All the employees are put into groups. My group is the third group to go to this station, so two others have already gone. 

Representative #1: “We need to make sure that, on checks, the name on the check matches their driver’s ID as well as address. Standard operating procedure is to write the customer’s ID number on the check.”

Manager: “If the customer has stolen a debit card but has the PIN, there really isn’t much we can do since we never look at the debit card if they put in the PIN. With a credit card or a transaction going through as credit, though, we can stop fraud completely because we have to put in the CID number on the back of the card so we can match the card with the customer’s ID.”

Representative #2: “Honestly, it doesn’t matter if the name isn’t right because the whole thing would be between the person who had the card stolen and that person’s bank. So, we could technically stay out of it.”

Me: “So… when it comes to cards we don’t need to stop fraud or have no way of doing it?”

Manager: “With debits, not really, but with credit cards, you match the ID. Weren’t you listening?”

Me: “I was, but [Representative #2] just said that really the whole thing is between the person who lost the card and the bank. So, we can catch the fraud but honestly, there isn’t a point to if we still get paid and the person who lost the card isn’t technically on the hook for the charges applied to the card. Basically talking about cards at all is kind of useless.”

Manager: “Well… I mean, we can stop fraud by looking at the ID.”

Representative #2: *To me* “But it doesn’t matter since it’s between the bank and the person.”

Me: “Yep, we can stop fraud by looking at the ID of the person with the credit card, but if we were to skip that entirely and just take the card, the person who had the card stolen could call their bank and not be on the hook for those charges.”

Representative #1, Representative #2, and Manager: “Yes.”

Me: “We’re the third group through here, right?”

I’ll Have What He Had

, , , , , , | Working | May 25, 2020

I live in a state where recreational marijuana is legal. I’m ordering from a restaurant that’s popular with the stoner crowd and the people who work there are usually a little hazy themselves. For this reason, I’m usually pretty thorough about making sure everything I order is correct.

The delivery guy has just delivered my food and, to my surprise, everything is correct. I sit down to eat when I get a call.

Me: “Hello?”

Delivery Guy: “Hey, man, it’s your driver from [Restaurant]. I’m so sorry, man! I took your food to the wrong house!”

Me: “What? No, you didn’t.”

Delivery Guy: “You had [correct order], right?”

Me: *Pause* “Yeah?”

Delivery Guy: “I’m really sorry! I’m running back to the restaurant right now; I’ll be right there.”

Me: “No, dude, I’m telling you, I have everything I ordered right in front of me. I’m in the middle of eating it!”

Delivery Guy: “No, it’s totally my bad. Don’t worry.”

Me: “Listen to me. I just saw you! You handed the food to me! My name is on the receipt!” 

Delivery Guy: “Sorry. It’s going to be, I don’t know, like, ten more minutes.”

Me: “Please, I’m telling you: I paid, you gave me the food, and it’s all perfect. You don’t have to do anything. We’re all good.”

Delivery Guy: “I know, I’m sorry. It’s just been a long night. But I’m almost back at the restaurant now, so I won’t be too long.”

Me: “Really, it’s okay. I don’t need anything-”

Delivery Guy: “It’s no problem. Just… Oh, wait…”

He is silent for a good few seconds.

Delivery Guy: “My bad! Have a good night!” *Click*

I never figured out what he thought was going on. The food was great, though!

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At Least They Were Honest?

, , , , | Working | May 25, 2020

I’m at a restaurant known for their many different hamburgers. I’m having trouble deciding between [Burger #1] and [Burger #2]. I finally decide on [Burger #1]. The waiter comes to take our order. 

Me: “I’d like [Burger #1].”

Waiter: “Have you ever had it before?”

Me: “No.”

Waiter: “Well, don’t. It’s terrible.”

I kind of just blink in surprise for a moment.

Me: “Well, I guess I’ll get [Burger #2], then.”

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That Is Not My Job!

, , , , , , , | Working | May 25, 2020

During a storm, a large piece of ice falls off the roof of our house, damaging the windshield and roof of my car. This happens on a Saturday night.

I call my insurance company to file my claim and get referred to a body shop. The shop they send me to is one of their approved/preferred partners. Part of my policy also covers a rental vehicle.

Monday morning, I have to work, so my mom drops the car off for me at the body shop. They ask her if she would like to pick up the rental car at that time. She says no, which is correct. The next day, the agent handling my claim calls to get more details about the incident and follow up.

He asks if I’ve sent the car to the shop yet and if I’ve gotten the rental car. I say yes, the car is at the shop, but because I have a work truck during the week, I am waiting until Friday afternoon to get the rental car. He says that’s no problem; I should just give the body shop a little notice and they’ll arrange it on the day I want to pick it up.

Fast forward to Friday. I get off work around 1:00 pm. I call the body shop to arrange the rental car as instructed. The woman that answers says I have to call the car rental company directly. Okay, no problem. That’s not what I was told, but maybe I misunderstood.

I call the rental company, and the gentleman gets me set up with no issues. That is, until he asks me for a reservation number that my insurance company should have given me. I explain that I never got one. He says that’s okay, I can still go get the car, but I should try to get the number before I get there.

As I’m leaving to walk over to the rental place, I call my insurance company to explain. I’m lucky enough to speak to the same agent that’s handling my claim — I called his direct line first but he was on another call.

I go over what just transpired and request the reservation number from him. He pauses for a moment and I can tell he’s frustrated. 

He says, “Really?! That’s part of their job! They’re one of our approved shops. They should have set that up for you. One moment, please.”

He puts me on hold for a few minutes. When he comes back to me, I’m about a minute away from the car rental place.

“I’ve set you up with a proper rental; your reservation number is [number],” the agent explains. “It may take a few minutes for it to show up in their system but it will be ready for you today. I’ve also sent an email to my superiors about this. It shouldn’t have happened. I’m sorry for the inconvenience and thank you for your patience.”

I tell him, “No, thank you for helping me sort this out. I’m sorry if I made it harder for you by trying to set up my own rental.”

“Not at all! You didn’t do anything wrong,” the agent says. “They shouldn’t have had you do that.”

We finish the call just as I walk into the car rental place. My rental car is already pulled out and waiting for me, and the staff there can’t have been more pleasant. I just wish the process had been easier.

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