Unfiltered Story #326600

(I’m looking carefully through my credit card statement and see a charge for a license through PayPal. I don’t have a PayPal account and I didn’t purchase any license recently so I dispute it. It’s for hundreds of dollars and I live paycheck to paycheck so it’s a lot for me. The next day I get an email saying that I didn’t have enough evidence to prove that I didn’t authorize this charge so they’re closing the dispute and demanding I pay it. I wrote a scathing letter to them back, threatening to close my account unless they help me figure out where it came from. Then I talk to my sister about it.)

Me: “Can you believe that they denied my dispute? Someone with a PayPal account obviously stole my credit card numbers! I don’t even have a PayPal account and I’ve told the credit card company that!!’

Sister: *eyes wide* “Yeah, don’t let this go! You shouldn’t pay for this!!”

Me: “And I didn’t even buy a license! What the he**, this whole things bizarre!! I’m really going to close my account with them if they don’t realize some thief purchased themselves a license!!”

Sister: “Ohhh a license, Ohhh.”

Me: “?”

Sister: “Don’t you remember that you gave me your credit card so I could purchase an adjuster license? That must’ve been it!”

Me: “What! But you don’t have PayPal…why would it show up as PayPal??”

Sister: “I dunno.”

(After asking her more questions, we realize that It must’ve been for that. I had completely forgotten about it. I immediately close my dispute again. I should’ve remembered that I gave her my card. But I’m still puzzled about PayPal. We suppose it must’ve been the website she bought that license from that had it. Live and learn.)