You Debtor Leave Me Alone

, , , , , | Working | January 2, 2019

(I keep getting phone calls from a number I do not recognize, but they leave no messages. After researching the number, I find it is a debt collection agency. I’m pretty sure I don’t have any outstanding debts — at least not bad enough to merit a debt collector — so I call back to find out what is happening.)

Collector: “[Agency], this is [Collector]. May I have your account number, please?”

Me: “Uh, I’m sorry. I don’t have an account number to give. I just keep getting calls from this number.”

Collector: “I can look you up by your social security number.”

Me: “I’m not comfortable giving that out over the phone. Can you use my phone number?”

Collector: “No.”

(Awkward silence.)

Me: “Oh. Uh, okay, then. I guess… Thanks for your help?”

Collector: *hangs up*

(I wait for the number to call again and this time, I answer.)

Me: “Hello?”

Collector: “I need to speak with [Not Me].”

Me: “I’m sorry, but there’s no one here by that name.”

Collector: “Is this [my phone number]?”

Me: “Yes.”

Collector: “I need to speak with [Not Me].”

Me: “You have the wrong number.”

Collector: *annoyed* “I need to speak with [Not Me]. It’s urgent.”

Me: “Well, you’re going to have to try another way because [Not Me] doesn’t own this number; I do.”

Collector: “How can I reach him?”

Me: “I don’t even know who that is, so I have no idea.”

Collector: “[Not Me] needs to call us back immediately.”

Me: “You need to stop calling me.”

Collector: *smugly* “We will stop calling once you pay off your debt.”

Me: “It’s not my debt!”

Collector: “Look. We can work out a payment plan or some kind of wage garnishment, but you need to pay or face legal action.”

Me: “I don’t have to do a thing. I want your supervisor.”

Collector: *hangs up*

Me: “Okay, then.”

(I blocked the number and reported them to the BBB. I doubt it actually did anything, but it made me feel a little better.)

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