This Is Why We’re In A Recession, Part 93

, , , , | Right | May 24, 2020

A lady in her mid-twenties calls in to get her balance.

Me: “Your balance today is -$50.00.”

Silence.

Me: “Is there anything else I can help with?”

Caller: “People keep telling me that, but what does it mean?”

I am baffled by this lady’s lack of basic adult knowledge.

Me: “It means you have spent more money than you have, and you owe the bank fifty dollars.”

Caller: “So… how much do I have left?”

Again, I pause, as I haven’t met this level of lack of understanding before.

Me: “None. You owe fifty dollars because you have spent more than you have.”

Caller: “So, if I go in on Monday and deposit fifty dollars, what will I have then?”

Me: “You will then no longer owe the bank money, after you deposit what you owe.”

This went on for another ten minutes. I explained multiple times over how a negative balance works, and what would happen when she deposited money. I don’t think she ever truly understood what I was saying, and I put a note on her account so her local branch would have a heads up if she went crazy negative in the future.

Related:
This Is Why We’re In A Recession, Part 92
This Is Why We’re In A Recession, Part 91
This Is Why We’re In A Recession, Part 90

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