This Is Why We’re In A Recession, Part 56

, | Right | September 20, 2016

(I work at a bank. My caller does not understand why the $2500 cheque she deposited was returned, and now she owes the bank.)

Me: “Well, ma’am, the cheque was fraudulent, and there was nowhere to receive the funds so we had to withdraw the money from your account.”

Customer: “But why do I have to pay back if the cheque was a fake cheque?”

Me: “…because you spent all the money.”

Customer: “Yeah, but I did not know it was a fraudulent cheque.”

(This is BS, because she withdrew $2000 as soon as she deposited and then another $500 the next day.)

Me: “Yes, but you still spent the money, so you should go back to the person that gave you the cheque and ask him to give you a new one. Then you can simply deposit it again and you will be fine.”

Customer: “Yeah, well, I don’t know where to find him since he left the country, but I don’t think I should be paying this money back because it was not my fault.”

Me: “Ma’am… did you spend the money or did someone else?”

Customer: “I spent it.”

Me: “Then you have to pay it back.”

Customer: “F*** you.” *hangs up*

 

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