This Is Why We’re In A Recession, Part 40

, | Right | April 21, 2015

(I work full time in a call centre for a major UK Bank.)

Me: “Hello, you’re speaking to [My Name]. How I can help?”

Customer: “I am mad about this!”

Me: “I am sorry to hear that. How can I help?”

Customer: “Well, frankly [My Name], I understand how you can justify this! You have ruined my day completely!”

Me: “Okay, what seems to be the problem?”

Customer: “Well, like I said, I don’t understand this. I spent all the money on my credit card and I cut it up. WHY DID I RECEIVE A BILL FOR IT?!”

(There is a long pause while I attempt not to laugh at this.)

Me: “You do realize that this is money you have borrowed from the bank? It is isn’t free money!”

Customer: “But why do I have to pay? I cut it up!”

Me: “That doesn’t invalidate the bill; this is an amount you have borrowed from the bank which needs to be repaid. Just because you throw it away doesn’t cancel the debt!”

(After several attempts to explaining to customer that she needs to pay and the customer screaming like a banshee:)

Customer: “But how will I pay this? Absolutely ludicrous. You people didn’t make aware of this at all! I thought it all ended if I just cut up the card. I shouldn’t have to pay this debt if I don’t have the card! I want to make a complaint about this.”

Me: “Okay, hold the line. I will put you through to complaints.”

(I could only imagine the pain the poor man went through on the other line, and I could only hope the customer learned a valuable lesson!)

 

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