There’s Got To Be A Debtor Way

| Working | February 6, 2013

(Backstory: My husband recently found out he had an acute form of cancer which would be deadly unless he got immediate treatment (leukemia). It has rendered him totally disabled and is totally dependent on me for everything. He is so weak that he can’t shower or get dressed and can barely walk from room to room. This has unfortunately left us behind on our credit card.)

Me: “I understand why you’re calling, but I just do not have any money to give right now. We’re only bringing in $600 a month in social security and that barely covers 2/3 of the mortgage. I have NO money left. I called to explain this already.”

Credit Card Rep: “You need to get a job.”

Me: “I don’t think you understand. My husband has cancer. I will be more than willing to send you whatever documentation you’d like from the hospital to prove I’m telling the truth. I can’t leave him alone at all. He’s a fall hazard.”

Credit Card Rep: “You need to find a job and hire someone to watch him. Try [fast food restaurant].”

Me: “Do you really think I’m going to find someone to be his caregiver on a [fast food restaurant] salary? I’ll be paying out more to that than I bring in! That doesn’t even make sense!”

Credit Card Rep: “I think you’re just lazy and don’t feel like working. It’s harder to work at [fast food restaurant] than it is to take care of an adult. You can leave him for a few hours.”

Me: “Do you even hear what you’re saying?”

Credit Card Rep: “Well, then you need to ask someone to help you take care of him.”

Me: “Who? The people who have jobs and bills to pay? You want them to take time off work and help me for free?”

Credit Card Rep: “Yes!”

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