I’m the author of this story. For a bit of clarification, when insurance claims are brought in, and the insurance company sets up a rental, the rental coverage is, by default, set for two days. This gives us time to prepare the estimate, and the insurance company to review it. Once the estimate is sent in, the insurance company extends the rental out based on the predicted completion date.
Sometimes, customers don’t realize that part, and they call the shop in a panic because they only have two days of rental coverage. I clarify the situation to them and explain that the insurance company will automatically extend it out, and I send over an email to whoever their adjuster is as a quick courtesy to ease their worries. Normally, this is enough for them, and it puts their minds at ease.
Not with this customer, though.
At the time of writing, repairs are well underway, and we’re going to be wrapping up by the end of the week. The parts are in the paint booth getting painted, and we’re waiting on one other part before we’re finished. As per norm, the insurance company has extended the rental out, with a few extra days of breathing room in case of any delays.
The customer calls the shop, furious. She’s screaming that she’s coming to get her car, that she doesn’t want the repairs done anymore, and she’s taking it to a shop that claims they can fix it in less than a day, and she’s already turned in the rental because they only gave her two days.
I explained to her that the repairs are underway, and the rental was automatically extended. She doesn’t listen, stating that she’d already turned the rental in, and that it’s somehow OUR fault that she’s without a car.
No matter what she says, she won’t listen, and she hangs up.
Less than ten minutes later, she comes storming into the shop and demands her car back. No “hello”, no “hi, can I talk to someone about my car”. Just outright “Give me my car”.
Given she’s the one I just spoke to on the phone, I call my manager over in hopes that he’ll get through to her that the repairs are already underway, and that we can’t give her a car that’s still disassembled and unfinished. He also tells her that if she does take the car, she’ll have to pay the full amount, up front, because the insurance company won’t cover the repairs if she doesn’t get them finished at our shop.
When she started repeating her spiel that she had turned in the rental already, my manager even called her out and said that it was entirely her fault that she doesn’t have a car now, and that we’d even advised how long repairs would take.
I threw her a bone and tried reaching out to her adjuster to get her put back into a rental. By chance, I have both her phone number and email, so I leave her a message and send her an email to try to get the customer put back into a rental. By luck, the adjuster can get her rental going again…but they won’t have availability until tomorrow, meaning the customer will have to take an Uber out of the shop anyway.
I have no sympathy whatsoever for her stupidity.
Related:
Not Much Assurance About The Insurance, Part 25
Not Much Assurance About The Insurance, Part 24
Not Much Assurance About The Insurance, Part 23
Not Much Assurance About The Insurance, Part 22
Not Much Assurance About The Insurance, Part 21