Waive Goodbye To Those Fees
My town’s water and sewer company offered $5 off per month if I signed up for e-billing instead of sending a paper copy. A few months after that, they rolled out paying online, as well. I logged in and tried to pay my first bill.
Bill amount: $150
E-billing discount: -$5
Online Payment Processing Fee: $8
Total: $153
What? I canceled the payment and wrote a check like I had every month before. A few days later, I got a call from the company.
Representative: “Hi, this is [Company]. We received your check for your electricity usage this month. We were just calling to let you know you can pay online and save the stamp, and the amount is automatically deducted from your bank account.”
Me: “Yes, but—”
Representative: “You’re actually saving $5 per month by not getting a paper bill. Saving money is great, right?”
Me: “But I’m being charged an $8 processing fee for paying online. So it would actually cost me more to pay online than to send a check.”
Representative: “Well… you could look at it that way. But you’re already saving paper and lessening the USPS load by not having a physical bill mailed to you.”
Me: “I know. Actually, where is your office?”
Representative: “[Address].”
Me: “Do you accept payments in person?”
Representative: “…yes.”
Me: “Wonderful! I won’t be mailing my check, then. I’ll just stop by. Thank you!”
Representative: “No, but—”
I hung up.
The next day, I saw my neighbor and told him what I was doing. He is elderly and doesn’t use the Internet much so I showed him how to set up an account using my phone. He handed me a check for his bill, minus the $5 for enrolling in paperless billing. I went to my other neighbors and friends in town and explained what I was doing. Many people didn’t even realize they were being charged extra for processing and handed me their sealed envelopes with the checks and bills right on the spot.
That Friday, I walked into the office with quite a few payments. The representative was sitting at the desk.
Me: “Hi there.”
I handed him the stack.
Representative: “What is this?”
Me: “Oh, my neighbors gave me their bills to bring in. One trip, one person, and everyone saves money.”
Representative: “You can pay online.”
Me: “Oh, I know, but this saves us all the processing fee. Saving money is great, right?”
Representative: *With an attitude* “I have to process all of these before you can leave.”
Me: “No problem. I’ll wait.”
I sat down and waited. He rolled his eyes and got to it. Less than half an hour later, he had a stack of receipts for me.
Representative: “You can go now.”
Me: “Thank you!”
I returned the receipts to the appropriate people. The next month, I collected even more bills. By the third month, I had over fifty bills to hand in. The representative looked like he was going to start foaming at the mouth.
Representative: “This is ridiculous.” *Louder* “I need a supervisor over here!”
Supervisor: “What’s going on?”
Representative: “She keeps bringing everyone’s bills to avoid the processing fee.”
Supervisor: “Paying online is quick, easy, and convenient, ma’am.”
Me: *Shrugging* “But this is cheaper, and I already come this way.”
Supervisor: “Well, yes, but this is a lot of work.”
Me: “I’m not breaking any rules, am I?”
Supervisor: “No…” *Sigh* “Okay, [Representative], I’ll help you.”
I was there for nearly two hours waiting for all of the payments to be processed. The week before the next bill was due (which happened to be December), I received an email.
Email: “Merry Christmas, [Town] residents! As our gift to you, we have decided to waive the processing fee for all bills paid online for the next year. Have a Merry Christmas and a Happy New Year. Sincerely, [Supervisor].”
It’s been several years, and the processing fee still has not come back. I do feel bad for the representative who had to do all the paperwork, but I helped my neighbors save money and got a ridiculous fee revoked!