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Not Understanding Underwriting

, , , , | Right | April 9, 2026

I worked for a major insurance company as an auto total loss adjuster.

Caller: “Why is my insurance so high?! Make it make sense!”

Me: “It’s a seven-year-old car, with 170,000 miles on it. That’s about double the average.”

Caller: “It’s a BMW! The miles don’t matter!”

Me: “They absolutely do matter.”

Caller: “I got an expensive car so that I wouldn’t have to have expensive insurance later! Make it make sense!”

Me: “Ma’am, and I ask this in all seriousness, do you know what insurance is?”

Caller: “Yeah, it’s that thing that you pay on your car.”

Me: “What is it paying for?”

Caller: “I don’t know, but if I pay more for the car up front, then I should pay less later! Make it make sense!”

Me: “Ma’am… I don’t think I’m equipped to make anything make sense for you. Let me pass you on to my manager.”

Two hours later, my manager emerges from the call, looking like a shell of his former self.

Manager: “That… did not make sense.”

Tree-mendously Wrong

, , , , | Working | April 9, 2026

Me: *To my customer.* “Would you like a bag?”

Customer: *Holding up his gallon of milk.* “No thanks. Only buying this.”

He pays and walks out. My coworker, another cashier one lane over, asks:

Coworker: “Why waste time asking? Why don’t you just give him a bag?”

Me: “I’m trying to save plastic.”

Coworker: “Well, that’s stupid. God already has so many trees growing.”

Me: “I… what… huh?”

Coworker: “Yeah, no need to save a tree. They grow back, you know.”

Me: “Plastic doesn’t come from trees, [Coworker].”

Coworker: “Well, not directly, duh. They have to, like, process it in a factory first.”

Me: “So where does paper come from?”

Coworker: “Trees, but like, the leaves… I think?”

Me: “Where are you getting all this information?”

Coworker: “I just know it. That’s what it means to be smart… You just know things. You wouldn’t get it.”

Me: “No… I really wouldn’t.”

Other things she just ‘knew’ also included that decaf coffee is regular coffee but older (the caffeine decays), the sun is closer in summer (obviously!), and that most birds are actually surveillance drones from the government (that’s why they sit on power lines, they’re recharging!).

That Logic Doesn’t Pump

, , , | Right | April 8, 2026

I work at a gas station where the pumps are all prepay only, but we can override it and turn it on if someone leaves a payment method in the store beforehand. A guy came in today and gave me $60.

Customer: “Don’t charge me out with the cash.”

I thought that was weird, but whatever, I flipped it on anyway. The guy filled up and then came back in.

Customer: “I’m going to pay with card.”

Me: “Okay, cool.”

I gave him the money back and rang it up.

Customer: “Wait, that total isn’t right. You didn’t give me the cash discount.”

Me: “You’re not getting the discount because you’re paying with a card.”

He looks at me like I’m the stupid one and starts waving the cash around.

Customer: “But I have it right here!”

Me: “That’s not how that works. If you want the cash discount, you have to pay using the cash.”

Customer: “You didn’t specify that!”

Me: “I didn’t specify that to get a cash discount, you have to pay using cash?”

Customer: “Yeah!”

Me: “Well, that doesn’t change the fact that I can’t give you the cash discount unless you give me the cash.”

Customer: “I’m never coming here again!”

Me: “That… is acceptable.”

A Spin Cycle of Bad Decisions

, , , , | Right | CREDIT: AlcoholicWombat | April 8, 2026

I worked for a point-of-sale company. One weekend, when I was on call and drinking at the bar across the street, I got a call from a manager from a chain full of not bright people, and to compound that, most of them weren’t even remotely nice, insulting us tech guys every call like they forgot they were twice my age managing a Denny’s knock-off.

So, the guy called and said:

Caller: “A screen on one of my POS terminals isn’t very responsive.”

Me: “Is it dirty?”

Caller: “No.”

Me: “Okay, let’s calibrate it.”

These people were using Windows XP in 2017; that should tell you the condition of the equipment. I walk him through how to calibrate it. Nope, still barely responsive.

Caller: “I’m pressing it, but there’s stuff caked all over the screen.”

Contrary to it not being dirty earlier. POS screens are nasty, considering the environment they’re in.

Me: “Wipe it down with a damp towel.”

Caller: “Won’t it damage it?”

Me: “Nah, Posiflex terminals have water-resistant screens. At the trade shows, they’ll sometimes have water dripping on the screen to demonstrate that. Screen cleaner would be best, but a damp towel will work.”

Caller: “Okay.”

He hangs up. Twenty minutes later, I get another call, him yelling and swearing about how it’s not working at all, not turning on.

I head over to my apartment and hop on TeamViewer. I can’t see it on the network, and I start the whole tracing the power cable routine.

Caller: “I put it through the dishwasher, and it just stopped working!”

I said verbatim:

Me: “You ran a computer through a f****** dishwasher?”

When I relayed this to my boss the next Monday, he didn’t even care because it was so stupid. Swearing at customers isn’t professional or okay, but this one was kind of explainable.

Caller: “You said it was water resistant!”

Me: “I said wipe the screen down! Water resistant is NOT the same as waterproof, dude. I mean…”

Caller: “Well, I need a new terminal now, so send someone. We are packed and can’t go without it.”

A quick check of his sales report and table seating chart determined that it was a lie; they were dead and had been all day.

I told him even if I left right then, going to the office, imaging a new terminal and driving the two hours to get to the site would put me there well after they close, and the other three terminals they had should work just fine, especially when the time clock showed just two servers on.

Caller: “Well, it’s under warranty, right?”

Me: “No, if it has Windows XP its well out of warranty at this point, plus your corporate office has to okay all equipment purchases.”

I told him this, rather than cause further chaos by telling him that doing something that freaking stupid voids warranties. After a few moments of awkward silence…

Caller: “You better stay out of xyzville!” *A smaller town that I would never ever go to on my own free will anyway.*

He hung up, and I went back to the bar and kept drinking.

Not Meating Expectations

, , , | Right | April 8, 2026

Customer: “Is there pork in the chili?”

Me: “No, sir, it is entirely made of beef.”

Customer: “…Is there pork in beef?”

Me: *Processing his question as I stare at him.* “…No, beef is cow, pork is pig.”

Customer: “Oh… why?”

Me: “I… I don’t know.”