Don’t Give Them Credit For Trying
(I get a phone call from an 800-number I don’t recognize. Every now and then, these are legitimate calls, so I answer.)
Recording: “Hello, this call is in regards to the interest rate on your Visa or Mastercard credit card account. To speak to a representative, please stay on the line.”
(As I only have one credit card, which is a secured card through a company that always identifies themselves on the phone, I know that this is a scam. I’ve got time, so I figure it’ll be fun to mess with the scammer, and I stay on the line.)
Scammer: “Hi, this is a call in regards to your Visa or Mastercard credit card. May I have your name, please?”
Me: “Sure, but first, what credit card company are you calling from?”
Scammer: *pause* “This is about your Visa or Mastercard credit card.”
Me: “Right, I gathered that. But which [Company] is the credit card through? Visa and Mastercard are typically issued by another company. So, which company is this?”
(He hung up on me. Rude.)