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Nothing Ventured, Nothing Gained

, , , , | Right | August 7, 2008

Caller: “I have an explanation of insurance benefits I need help with. There’s a charge on here you didn’t pay for.”

Me: “It states here the billed amount is $0.00.”

Caller: “Yes. Why didn’t you pay anything on it?”

Me: “Well, there was no charge.”

Caller: “But you’re my insurance! You are supposed to pay.”

Me: “Ma’am, the doctor did not charge for this service. There was no amount billed.”

Caller: “So I have to pay the doctor?”

Me: “No, ma’am… he charged zero dollars. It was free.”

Caller: “I don’t see why I pay for insurance if you’re not going to pay.”

Me: “We gave the doctor what he asked for.”

Caller: “So you’re going to pay him?”

Me: *sigh* “Yes, ma’am. We’ll take care of this, and make sure you’re not charged.”

Caller: “Ha! I told my husband if I called and argued with you, you’d cave!”

Me: “Yes, ma’am. We do want to make you happy. Have a good day, now…”

Life Before Google Street Views

, , , , | Right | July 3, 2008

(I work in an insurance agency in the middle of a downtown shopping district. A customer called and asked to be transferred to the agent with the desk by the window.)

Me: “Hi, this is [My Name] speaking. Can I get your last name, please?”

Customer: “It’s Clark, but what do you need that for?”

Me: “Well, each agent deals with a different segment of the alphabet, so clients with last names beginning with A-H go to Joan. I will need to transfer you.”

Customer: “Does Joan have a desk by the window?”

Me: “Uh… no, ma’am, but she will have all of your files. If you can hold for a moment, I will transfer you.”

Customer: “Well, I don’t want to talk to Joan. I want to talk to you. You are the one who sits near the window, aren’t you?”

Me: “Yes, but as I said–”

Customer: “Look, I don’t want to talk to anyone but you! Joan doesn’t sit near the window, so she can’t help me. I need to talk to someone who has a view of the street.”

Me: “Um, okay–”

Customer: “Now if you are done, would you please tell me what the name of the curtain shop across the street from you is called?”

Me: “Huh? Uh, Country Curtains.”

Customer: “Thank you. Now that wasn’t so hard, was it?” *hangs up*

Me: “…”

Digging Your Way Out Of A Hole

, , , , , | Right | June 16, 2008

Woman: *on phone* “You guys need to take that at-fault accident off my record.”

Me: “Ma’am, I can’t do that. You’ll have to dispute that with the DMV.”

Woman: “What’s that?”

Me: “The Department of Motor Vehicles.”

Woman: “Why can’t you take it off? You were the one put it on there.”

Me: “Ma’am, I didn’t put anything on your record. The DMV did. What happened in that accident?”

Woman: “I bumped into someone.”

Me: “So you rear-ended someone? What were you doing?”

Woman: “Drinking a beer.”

Me: “Drinking a beer? While driving? Ma’am, if you rear-ended someone and had an open container of alcohol in your car it would be two violations, possibly three.”

Woman: “See? There you go again, puttin’ stuff on my record.”

Me: “Right.”


This story is part of our Even-More-Bad-Drivers roundup!

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This story is part of the Ignorant-About-Insurance roundup!

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How About Some Ritalin While You’re At It

, , , | Right | May 7, 2008

(Our insurance transmitter is experiencing problems, so we are unable to transmit to any insurance companies when filling prescriptions. I explain this to one customer, who decides to sit and wait for a while to see if the transmitter will come back up. Meanwhile, another customer comes in with a prescription.)

New Customer: “Hi. I’d like this filled, please.”

(I explain the transmitter problem.)

New Customer: “Oh, that’s okay. I don’t have insurance.”

Me: “No problem. We’ll have it ready in just a few minutes.”

Original Customer: “Wait! I was ahead of her! Why isn’t mine ready?!”

Me: “We are still waiting for the insurance transmitter to come back up, sir.”

Original Customer: “Well, how did you fill hers?!”

New Customer: “I pay cash; I don’t have prescription coverage.”

Original Customer: “Well, I pay cash, too!”

Me: “You want to just get it at retail price, and not use insurance?”

Original Customer: “Yes! I have cash! I’ll pay for it, just fill it now!”

(Five minutes later…)

Me: “Okay, sir, we’ve got you ready. The total comes to $35.99.”

Original Customer: “WHAT?! My co-pay is only $3.00!”

Me: “Sir, you said you wanted to go ahead and pay cash price since the insurance transmitter is still down.”

Original Customer: “I do have cash! See?” *shows a wallet with cash in it* “Why is it $35?! You people don’t know anything! I’m taking my business elsewhere!”

Me: *facepalm*


This story is part of our Pharmacy Roundup!

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If Exes Ruled The World

, , , , | Right | May 5, 2008

Customer: “I want to cancel my ex-husband’s policy.”

Me: “Are you on the policy with him?”

Customer: “No, but his new girlfriend is. That’s why I’d like it canceled.”

Me: “You can’t cancel a policy that isn’t yours.”

Customer: “Why not?! It used to be my policy!”

Me: “Well, because you no longer have authorization to make such a change.”

Customer: “Well, he didn’t have authorization to bring that b**** into my house, but he did it anyway. I’m pretty sure you can cancel his policy.”

Me: “I’m pretty sure you need to see a therapist. Thanks for calling.”