THIS STORY HAS YET TO BE TITLED:

| UT, USA | Working | January 22, 2016

(I am twenty-three at this time, and have finished my bachelor’s degree. I am calling different car insurance companies for quotes before making a decision. I make it clear at the beginning of each call that I am only looking for quotes and am not going to be making any decisions today.)

Insurance Agent: “And let me add that student discount.”

Me: “Oh, I’m sorry; I thought I’d told you, but I must not have. I have finished my bachelor’s degree and I am not in school at the time.”

Insurance Agent: “That’s okay. You’re twenty-three; no one will question it.”

Me: “Please, that’s dishonest. I do not want the student discount.”

Insurance Agent: “No one will question it.”

Me: “I’m not worried about getting caught; I’m worried about being dishonest. Please, do not put the student discount in my quote.”

Insurance Agent: “Sweetie. I’m not tricking you. It’s not going to go up later.”

(By the way, calling me “sweetie” turns me off from you immediately. I’m twenty-three, but I’m still an adult, and your customer. And “sweetie,” especially with that tone is demeaning. I decide that even if I go with this insurance company, I will not be doing what I usually do, which is remember the name of the agent who gave me the quote so that they get the commission on the sale.)

Me: “I don’t think you’re tricking me. I just don’t want to be dishonest. Take it off.”

Insurance Agent: “Fine.”

(We continue with the quote process and then at the end…)

Insurance Agent: “So, are you interested in that?”

Me: “Maybe, but as I said, I am not making any decisions today.”

Insurance Agent: “Sweetheart. If you don’t decide to buy this, then I don’t get paid.”

Me: “And frankly at this point, I don’t much care. Thank you, and have a nice day.”

 

Dear Readers! You’ll notice that this story doesn’t yet have a title. That’s because we’d like to invite you to create one yourself! Please place all suggestions in the comment’s box (please keep it PG!), and the funniest/cleverest title wins. Thanks!

Some Customers Should Come With An Early Warning System

| CO, USA | Right | January 10, 2016

(We open at 8:30 am and I am usually here about 8:20 to open the office. This morning, I got here about 8:10 am to finish up a few last minute things I didn’t get to do last night before closing. Our office hours are posted VERY large on the door. There is a car already parked in the lot when I get to the office. As I’m walking up to the door to unlock it, a lady I’ve never seen before leans out her window and screams:)

Lady: “You’re late!”

Me: *laughing* “Actually, I’m 20 minutes early! But I can help you just as soon as I get the lights on.”

Lady: “That’s bull****! You’re just covering for yourself! I need to pay my bill RIGHT NOW! How dare you be so late?”

Me: “Ma’am, with all due respect, we don’t open until 8:30. It’s barely after 8 right now. I am willing to let you in early and take your payment.”

(She follows me in and sits at my desk. I walk around the office and turn on the lights, which takes all of three seconds.)

Lady: “HURRY UP! This bill needs to be paid NOW!”

(I pull up her information on the computer.)

Me: “Ma’am, you do know that this bill isn’t due until July 30th, right? If we take the payment now, there’s a chance the system may issue you a refund. Are you sure you want to pay it this early?”

Lady: “July 30th? H*** no, I’m not paying it early! Thanks for wasting my time!”

(She stormed out of the office, leaving me to wonder if she should really be driving…)

Picture Perfect Response

| Atlanta, GA, USA | Right | September 4, 2015

(I am a claims adjuster in motor vehicle damage. I’m talking to a claimant who is trying to get me to pay for their damage without pictures to go with the estimate of the repairs.)

Claimant: “I don’t understand why you haven’t paid me yet. I sent you an estimate!”

Me: “Yes, ma’am, but I also requested that you get pictures of the damage. I offered to send someone out to take pictures and write up the damage but you told me you’d take care of that yourself. I can’t pay anything out on this claim until I have images of the damage.”

Claimant: “Ohhhhh. So you’re gonna play that game.”

Me: “…The one where we require that you provide documentation of damages before we write you a check?”

Pre(Car)ious Insurance, Part 6

| FL, USA | Right | August 13, 2015

Caller: “I would like to get a better auto insurance rate.”

Me: “I’ll be glad to go over your policy for possible discounts.”

Caller: “No need. The discount that I want added is one that most people will not qualify for. I belong to an elite group of drivers that do not ever have accidents.”

Me: “Unfortunately, sir, we do not offer that discount.”

(Probably because that caller was the only one in that ‘elite’ group.)

Related:
Pre(Car)ious Insurance, Part 5
Pre(Car)ious Insurance, Part 4
Pre(Car)ious Insurance, Part 3

Driven By Assumptions

, | UK | Working | July 27, 2015

(I’m 25 and have been working for several years. I’ve only just learned to drive and passed the test. I decide to go with a lease car suggested by my dad’s friend, since it actually works out cheaper as a long-term investment. I’m calling the car company’s insurance line.)

Me: “Hi, I’m calling to activate my seven-days free insurance for my new car?”

Agent: “Okay, I just need your personal details and the details of your car.”

(I give her them, including my date of birth and the manufacture year of the car.)

Agent: “Ooh, that’s a new model! Somebody’s being spoilt!”

Me: “What do you mean?”

Agent: “You’re getting [Car] as your first car? There’s no way a teenager could afford that. Mummy and daddy must love you! Lucky for some!”

Me: “Actually, I’m paying for this out of my own pocket. If you’ll notice my age, I’ve held off on learning to drive and buying a car until I could afford to pay for it all – and run it – myself.”

Agent: “Oh. Well… how was I supposed to know?”

Me: “Maybe in the future, don’t make assumptions about people!”

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