When It Comes To Insurance, It’s Never “The End Of It”, Part 2
Reading this story reminded me a lot of what I went through when I still lived in the US, left my last full-time job, and went on disability, which entitled me to Medicare. (Until Medicare kicked in, I was on my wife’s insurance.) My wife and I worked for the same company, and when I was there, I had full-freight medical insurance; she only had bare-bones. Once I left, she signed up for full-freight insurance and listed me as her spouse/dependent.
For TWO YEARS afterward, anytime I went to a doctor’s appointment, they’d take my insurance card, scan it… and then come back and tell me:
Receptionist: “Your insurance is no longer active. You’ll have to pay full price.”
Me: “Did you look under my Social Security number or my wife’s?”
Receptionist: *Looking at me like I’m an idiot* “Yours…”
Me: “Nope. I no longer have my own insurance with [Company]; I’m the spouse/dependent on my wife’s policy. Try looking under her Social Security number.”
Receptionist: *Looking completely astonished* “Oh! There you are!”
And suddenly, I didn’t “have to pay full price” anymore. Funny how that works…
Related:
When It Comes To Insurance, It’s Never “The End Of It”