Declining Behavior
Anyone who has worked as a cashier knows that some customers can react adversely when their card payment doesn’t go through. Some people just take their card declining as a personal attack for some reason. I’m going to tell you about the worst customer like this that I ever had.
At first, everything was normal. I put their groceries through. We exchanged small talk. No problems. Until their card declined. Suddenly, it was like a switch flipped and the customer went from being pleasant to outright nasty in an instant.
Customer: “Why have you rejected my card? I have money! I have thousands of pounds in my bank! Why won’t you take my card?!”
When a card declines, we usually get a code that tells us why. The code I got was a generic network error code, which usually just means something along the chain of different systems timed out. It happens.
Me: “I’m sorry, sir. Sometimes the system glitches out. You can put your card in and try—”
Customer: “How dare you?! F****** idiot! I make more money than you can imagine. How dare you refuse my card?!”
Me: “The card machine rejected it, not me, and it was because of a system error. It has nothing to do with how much money was in the bank—”
Customer: “I have plenty of money!”
Me: “I understand. But it was just a network error. If you put your card back in and try again, it should go through—”
The customer started screaming, going on and on about how he’d never been so insulted, how much money he had, and how it was more than an idiot like me could ever hope to make, as well as calling me a stream of names.
I called a manager over and started to explain the error code, but the customer interrupted and yelled that I accused him of having no money. The manager explained exactly what I explained to him: that it was just a network issue. Nobody was accusing him of anything.
My manager tried to convince him to put his card in and try again, but the customer paid in cash instead and stormed out.
A few minutes later, the customer stormed back into the store, marched up to me, and shoved a slip of paper in my face. It was a printed balance slip. The customer had gone out to the cash point (ATM) attached to our store and printed out a balance statement just so he could shove it in my face.
Customer: “See! F****** b****! F*** you!”
Then, he stormed back out grinning smugly.