A customer is purchasing a bottle of bottom-shelf rum. She isn’t really clear on how she wants to use her card, so the cashier ends up running it as credit instead of debit. When she gets handed the receipt, she immediately flips out.
Customer: “You stupid cashier! I didn’t want credit! This is going to screw up my bank account!”
Cashier: “I’m sorry, ma’am. Let me do a return for credit, and I’ll re-ring the transaction as a debit.”
Customer: “Not good enough! Now I gotta go to the bank straight away!”
She leaves, yelling.
Me: *To the cashier* “She’ll probably be back in ten minutes yelling about how we screwed up her bank account.”
It’s five minutes.
Customer: “You scammed me, and you’re cheating me over the rum!”
Yeah, we’re cheating her over a ten-dollar bottle of cheap rum. This is the point when I step in; the cashier is busy with other customers and doesn’t need an ear beating because he did everything right to rectify the problem.
Me: “Do you have a statement from the bank saying that the charges came from here?”
Customer: “I don’t need a statement because I know how much money is in my account, and now I have over $120 less after being at your store!”
Whenever you use a card in any store for anything, it puts a hold on your account, so even if the transaction is reversed, the money isn’t immediately returned to your available money. It has to clear first and either post or get reversed.
I calmly begin to offer this explanation but am rudely interrupted.
Customer: “I work hard for my money, and I don’t need your explanation because I know you’re scamming me out of my money!”
After trying this dance two or three times:
Me: *Losing patience* “Leave. Just leave. If you don’t want to hear my explanation, and all you want to do is yell over something you clearly know nothing about, then just get out of my store.”
She kept yelling as she was leaving. I told her to have a nice day, and she told me to f*** off.