Should Have Checked What They Were Trying To Tell You

, , , , , | Right | July 30, 2018

(I work at a national, well-known bank in a small town. For cashier’s checks, we normally charge $10 unless a customer is in a special type account. Normally, if I see that they can get the checks for free, I try to convert their accounts first and then make their check.)

Me: “Hi, welcome to [Bank]. What may I help you with today?”

Customer: “Yeah, I’d like to pull out $1,000 in cash and make a cashier’s check for $4,000.”

Me: “Great! I’d be happy to assist. Who are we making the check out to?”

Customer: “To myself; I’m moving money around.”

(I look up the customer with his ID, and begin to tell him about how with his account, the check would cost $10.)

Me: “Mr. [Customer], the check would cost $10. However, because you have such outstanding balances with us, I can see about converting your account name so you won’t have to pay for them. How does that sound?”

Customer: *obviously annoyed* “That’s ridiculous! I have been banking with you for longer than you’ve been alive! I shouldn’t have to pay for making a d*** check! With my own money!”

Me: “Sir, that’s why I suggested we change your account name. No numbers or routing numbers change, just the account title. I want you to get your checks for free.”

(The customer is still ranting about how the bank is just out to get people’s money and that we have no appreciation for local business.)

Customer: “I’m just going to move all my accounts to [Other Local Bank], since you people don’t value my time or my money!”

Me: “Okay! Have a great afternoon!”

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