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This Is Why We’re In A Recession, Part 76

, , , , | Working | April 26, 2018

(A coworker comes in one morning with a question for me.)

Coworker: “You’re into cars, yeah? Can you tell me what you think? My boyfriend bought a secondhand car on finance — £200 a month for three years — and then he wrote it off two weeks later. The finance company are still demanding money from us every month, and WE DON’T EVEN HAVE THE CAR ANYMORE!”

(Even though I’m not really an expert on car finance, more of a car enthusiast, even I can see the problem.)

Me: “When your boyfriend crashed his car, was he at fault?”

Coworker: “Well, yeah. He spun off into a ditch and ended up upside down in a field.”

Me: “And no one else was involved?”

Coworker: “No, he was just going too fast.”

Me: “And did the insurance pay out?”

Coworker: “No, they said because he only had, like, third party, or whatever, that they weren’t going to give him anything.”

Me: “Right, so, he buys a second car worth about £7,000, only gets third-party insurance, wrecks it, and now doesn’t understand why he still has to pay back the loan?”

Coworker: “But we DON’T HAVE THE CAR ANYMORE! Why do we have to keep paying if we DON’T HAVE THE CAR?”

(There was no convincing her. The finance company were screwing them, and she was going to let them take her boyfriend to court.)

This Is Why We’re In A Recession, Part 75
This Is Why We’re In A Recession, Part 74
This Is Why We’re In A Recession, Part 73

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