Questions That Break The Bank

(I have just had my bat mitzvah and it is common to get money donations as gifts. My dad wants to open an investing account for me, and we need to call our bank’s 24-hour trading line to open it. The person on the other line is asking me questions that are difficult for a 12-year-old, and I constantly have to ask my dad for the answers.)

Bank: “I’m sorry; we need your answer. You can’t be speaking to anyone else.”

Me: “But I’m 12! I don’t know my SIN number off by heart. Can’t I let my dad speak for me?”

Bank: “No, it has to be you.”

Me: “But I can’t answer them without speaking to my dad.”

Bank: “Just answer the question!”

Me: “I don’t know my SIN off by heart. I’m looking for it!”

Bank: “Okay, forget it. How much do you have in the account currently?”

Me: “I don’t know! Let me log in.”

Bank: “I don’t think you’re really [My Name]. I’m freezing the account; you’ll have to come in to prove you’re really [My Name].”

(My dad wrote a letter to corporate, and now there’s a note in my file that says all my personal questions can be answered by me or my dad until I’m 18.)