Pre(Car)ious Insurance, Part 8

(I work as the manager of a rental car office. It’s a slow day and so when the next customer enters, I take my time describing the extra insurance coverage benefits.)

Customer: “Seriously, do we have to go over all of this?”

Me: “Yes, sir. I want to make sure you are fully informed about what refusing the extra coverage means for you.”

Customer: “Fine, but let’s hurry up. I want to hit the road!”

Me: “No problem, sir. We’ve covered everything and you’ve declined all coverage. Please sign your contract and you are all set!”

(The customer signs and walks out the door. Not two minutes later, he walks back in looking sheepish.)

Me: “Hello, sir, did you forget something?”

Customer: “No, it’s just… Can I go ahead and get the extra insurance?”

Me: “I’m sorry, but why? You were adamant a minute ago that you didn’t want it.”

Customer: “I guess I changed my mind!”

(I walk out of the office and around to the back parking lot. Sitting on top of a decorative rock set to the entrance of the driveway is the car I just rented him – a brand new luxury car, with three of the four wheels hanging in the air.)

Customer: “I think I hit something. So can I get the insurance?”

Me: “Sir, you can’t get insurance AFTER you’ve damaged the car!”

Customer: “Why not?! I didn’t even leave the parking lot!”

(The guy ended up having to pay for the damage to the car, damage to the landscaping, the tow, and the days the car was unavailable for rent.)

Related:
Pre(Car)ious Insurance, Part 7
Pre(Car)ious Insurance, Part 6
Pre(Car)ious Insurance, Part 5