Not Much Assurance About The Insurance, Part 9

, , , , , | Working | January 9, 2018

(My husband is rear-ended by a young man who isn’t paying attention. No one is hurt but there is some damage to the new truck my husband drives, around $9,000. I start calling the very well-known national car insurance company of the person who hit us. They tell us they will get right on it. A week goes by and I hear nothing so I call them. I am told they are working on it but haven’t talked to their client that hit us, and they need to in order to get the claim going. Another week goes by and nothing. I call back and am told once again they can’t get a hold of their client. The police report actually has the man’s insurance agent on it. I call and they can’t believe that our damages haven’t been taken care of, but they can’t get a hold of the person who hit us. We go through this game for a full month. At this point I lose my temper and have quite an attitude; honestly, I am a bit rude. I call the customer service line. I get a very nice and understanding customer service representative who repeats the same thing to me.)

Me: “Okay, first, is this being recorded?”

Agent: “Ummm, yes.”

Me: “Good. I want to make sure. Now, first, I want to thank you for being so friendly and professional. I want to make sure you and your company know that I have not been mistreated in any way, and I apologize to you because I know you just work there. Now, I have had it. Your company does not need to talk to your client. You have a copy of the police report. He rear-ended us. The policy was in effect, according to your own records at the time of the accident. Period. I feel I have been more than fair in my treatment of you. You have had ample opportunity to take care of this. So, today is Friday. You have until Monday at 4:45 pm to make arrangements to repair our truck. Do not bother calling at 4:46, because at that time I will be calling an attorney. One of those on TV. I don’t have the money for an attorney, but I bet they can get that, too. Also, my husband is having some back pain, so I think we will also be seeing a doctor. Do I make myself clear? By 4:45 on Monday. Not a minute later.”

(At that point I demanded a supervisor, and after telling him that I appreciated the professionalism and friendliness of the representatives, I repeated the whole thing I said earlier and hung up. Three hours later, a rental car company called me saying they had my rental car ready. I asked, “What car?” They told me the insurance company had set it up for us to drive while the truck was being repaired. Amazing how quickly they got everything done.)

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