Not Much Assurance About The Insurance, Part 2

| Right | February 25, 2016

(A customer calls up because they have been on holiday for three months and a monthly payment had been missed and their policy cancelled.)

Me: “Hello, [Company]; this is [My Name]. Can I ask who I’m speaking with?”

Customer:  “Yes, hi, my name is [Customer]. I’m just calling because I received a letter saying you had cancelled my policy.” *member provides details*

Me: “Okay, it looks like we didn’t receive the last payment and sent you a letter requesting you contact us. You didn’t so we cancelled the policy.”

Customer: “I was on holiday; can you reinstate it?”

Me: “I’m sorry; we can’t reinstate it. I can start a new policy from now if you like.

Customer: “No. I want it reinstated. The post office held my mail while I was away and there’s no letter from you in there, and you should have taken the money. There was enough in there.”

Me: “Unfortunately, we did send a letter. I’m not sure why the post office didn’t have it but it was sent from our office. I’m looking at your details now and the credit card we take the payments from has expired so the bank refused the payment.”

Customer: “Well, why didn’t you update the card information?”

Me: “I’m sorry, ma’am, but you need to call us and tell us when your card information changes. We can’t do it without you letting us know.”

Customer: “This is ridiculous; reinstate my policy!”

Me: “I’m sorry but the system won’t allow me to do that. I can start a new one.”

Customer: “I want a manager.”

(I grab one of our managers and stand next to him as he takes the call. He says exactly what I said and offers to honor the old price if the new policy doesn’t match. He puts me back on the phone to take out the policy.)

Me: “Okay, so my manager has told me you’re going to start a new policy and he will match the previous price.”

Customer: “No, he said he would better the price.”

Me: “I’m sorry, but he has told me match. Sorry if there was a misunderstanding.”

Customer: “ARE YOU CALLING ME A LIAR?! HE SAID HE WOULD BETTER THE PRICE. YOU JUST DISAGREE WITH EVERYTHING I SAY.”

Me: “Ma’am, I was beside him the whole time he was on the phone.”

Customer: “…I don’t want to speak to you anymore. Put me through to someone else…”

 

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