Not Much Assurance About The Insurance, Part 11

, , , , , | Working | June 15, 2018

(I recently got a new car insurance policy, and a month later, my husband’s car insurance is also up for renewal. As we weren’t married when we renewed our car insurance last year, my husband tells me I should cancel my new insurance and go on his plan to save money, which I agree with. But now I am a little concerned, as I don’t know what the cancellation policy is for my insurance. I have a conversation with the company.)

Insurance Agent: “There is no cancellation fee, but there is a charge, based on how long you have been on the policy and [a few other factors].”

Me: “Okay, so could you tell me what the charge would be, then?”

Insurance Agent: “Unfortunately, I am not able to do that. Because you haven’t been with us for long, I would recommend that you wait to cancel until your renewal date.”

Me: “So, there is no way to tell how much I would pay to cancel?”

Insurance Agent: “I couldn’t tell you that until you cancelled. I understand this is a little confusing.”

Me: “Confusing?! This is aggravating and makes absolutely no sense at all!”

(Fed up, I said goodbye and called my husband to tell him about the conversation. He was very confused and encouraged me to call back to see if I could get a clearer answer with another agent, but I was at work and had already wasted enough time with the call. A very short time later, my husband called me back, and told me he called the insurance company himself, and they gave him an answer right away, saying that I would either be getting back or paying between $5 to $20. I was baffled. If this other agent didn’t know, she should have asked someone! I couldn’t believe she told my husband literally the exact opposite thing that I had been told. I am now on my husband’s plan and we are saving approximately $800 a year on insurance.)

Related:
Not Much Assurance About The Insurance, Part 10
Not Much Assurance About The Insurance, Part 9
Not Much Assurance About The Insurance, Part 8

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