More Insurance, Less Assurance

| Sunnyvale, CA, USA | Romantic | March 1, 2013

(I have finally gotten a full-time job with benefits, so I am being dropped from my live-in boyfriends’ health care plan.)

Me: “So, I get medical, dental, vision, and I signed up for the life insurance policy.”

Boyfriend: “Okay, good… I’ll drop you from mine then. It was getting pretty expensive to keep you on my policy. The life insurance is way cheaper.

Me: “Yeah, but if I die before you, you only get $5,000. That sucks.”

Boyfriend: “No, I get $50,000.”

Me: “I only signed up for the $5,000 plan. I get $50,000 if you go before me.”

Boyfriend: “Actually, I get $55,000 then. I signed you up for $50,000.”

Me: “Wait, what?”

Boyfriend: “I insured you for $50,000.”

Me: “You can do that?”

Boyfriend: “Yeah.”

Me: “Without me knowing?”

Boyfriend: “Yup.”

Me: “Should I be concerned?”

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