Let Me Loan You Some Marriage Advice

(This happens when I visit my bank to discuss the possibility of getting a loan.)

Loan Officer: *gives me information about their rates*

Me: “How do those rates compare to the Homeowners’ Line of Credit that I currently have with your bank? I haven’t used it in a very long time, so I’m not sure what its current interest rate is.”

Loan Officer: *checks* “Huh, looks like you’ve got a pretty good rate for your line of credit. It’s almost the same as the other ones I quoted you.”

Me: “Never mind the loan, then. If I decided to borrow money for the project I have in mind, I’ll just use the line of credit. It’s more convenient.”

Loan Officer: “Are you sure? Shouldn’t you discuss this with your husband first?”

Me: “Um, no?”

Loan Officer: “Well, give it some thought. Go home and talk it over with your husband.”

Me: “Thanks.”

(I go home, and as I enter my house, I hear my husband talking on the phone.)

Husband: “No. Whatever my wife told you is what we’ll do. No, I don’t need for her to discuss it with me. Thank you.” *hangs up* “Guess who that was?”

Me: “Ugh. You have got to be kidding.”

(The kicker is that the loan officer was a young woman who, apparently, had very old-fashioned ideas about how other women should handle money.)