It’s Not Adding Up How It’s Just Not Adding Up For Her

, , , , , , , | Right | January 8, 2020

(A furious woman has called in claiming we are overcharging her on her credit card statement. She is screaming and cursing down the phone at me but has started to run out of steam.)

Me: “On the current statement it shows that last month your total was £390. Is that correct?”

Caller: “Yes.”

Me: “And it shows that you paid the full amount of £390. Is that correct?”

Caller: “Yes.”

Me: “And then it shows that you made purchases this month to the value of £276. Is that correct?”

Caller: “Yes.”

Me: “Okay, and it’s showing that the total owing this month is £276, so you have not been overcharged.”

Caller: “Are you f****** stupid or something? That’s too much! You’re overcharging me! Idiot.”

Me: “Okay, let’s break this down. You spent £52 in [Shop #1], then £137 in [Shop #2], £40 in [Shop #3] and £47 in [Shop #4]. Is that correct?”

Caller: “Yes, I’m not an idiot. I know where I f****** used my card and I only used it four times.”

Me: “£52 + £137 + £40 + £47 is £276, which is exactly what’s owing on your statement.”

Caller: “It’s not f****** right! How stupid can you be to not see that?”

Me: “Do you have a calculator there? Can you add up the four transactions yourself?”

Caller: “That’s your job. I’m not doing your f****** job for you.”

Me: “Okay, but you agree that you paid your statement in full last month. You also agree that the four transactions on this statement and the amounts are right, but when I add them together you are insistent that the total is wrong. Maybe it would help if you added them up yourself?”

Caller: “I’ve already done that and I’m telling you it’s wrong! How can you work for a bank and not be able to do basic f****** maths?”

Me: “With all due respect, I’m not the one struggling with the maths here. I cannot help you further, so I will be terminating this call. I suggest you visit your nearest branch and have someone talk you through your statement as I can’t make this any simpler for you.”

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