Its Curtains On This Scam, Part 3

(Note: there are a series of telephone scams going around at the moment, particularly involving PPI (payment protection insurance) from loans. I have one student loan, which has no PPI, and have never had anything else.)

Caller: “Hi, I’m calling about the loan you took out a while ago.”

Me: “Really? Which loan would that be?”

Caller: “Erm, the… uh… loan from [bank I’ve never used].”

Me: “Really? That’s interesting. Since you haven’t even asked my name, there is no way you can know if I do or do not have a loan. You’ve asked no security questions, so I’m not going to be stupid enough to give you any of my details, and I have never used that bank at all, so you definitely have no reason to call me. Do you understand that scams like this are illegal?”

Caller: “Er… sorry.” *click*