Giving That Sales Pitch A Death Blow

| Working | May 16, 2014

(I am in the process of applying for a mortgage. While they take the paperwork away to process it, they send in the insurance advisor, who tells me about the types of cover available – death and serious illness. The premiums for the latter are considerably more, and I ask about this.)

Advisor: “Oh, well, you are three times more likely to get sick than you are to die.”

Me: “That would be tricky.”

Advisor: “Why?”

Me: “Well, I am 100% likely to die, so I can’t be three times more likely than that to get sick.”

Advisor: “Oh. I never thought of that…”

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