Congratulations On Not Laughing In Her Face

I work in a bank. I had an eighteen-year-old “customer” call us to apply for financing on an $80,000 Porsche. She had an $800-a-month job at [Hotel Chain], $300 as a down payment, and $200 in cash assets. We turned her down.

Customer: “But my credit is spotless!”

Me: “Yeah, because you turned eighteen two days ago!”