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Category: Money

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This Is Why We’re In A Recession, Part 56

, | Montreal, QC, Canada | Extra Stupid, Money

(I work at a bank. My caller does not understand why the $2500 cheque she deposited was returned, and now she owes the bank.)

Me: “Well, ma’am, the cheque was fraudulent, and there was nowhere to receive the funds so we had to withdraw the money from your account.”

Customer: “But why do I have to pay back if the cheque was a fake cheque?”

Me: “…because you spent all the money.”

Customer: “Yeah, but I did not know it was a fraudulent cheque.”

(This is BS, because she withdrew $2000 as soon as she deposited and then another $500 the next day.)

Me: “Yes, but you still spent the money, so you should go back to the person that gave you the cheque and ask him to give you a new one. Then you can simply deposit it again and you will be fine.”

Customer: “Yeah, well, I don’t know where to find him since he left the country, but I don’t think I should be paying this money back because it was not my fault.”

Me: “Ma’am… did you spend the money or did someone else?”

Customer: “I spent it.”

Me: “Then you have to pay it back.”

Customer: “F*** you.” *hangs up*

Related:

This Is Why We’re In A Recession, Part 55

This Is Why We’re In A Recession, Part 54

This Is Why We’re In A Recession, Part 53

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Needs To Change Your Change Tactics

| Cheshire, England, UK | At The Checkout, Criminal & Illegal, Liars & Scammers, Money

(I’m volunteering at a charity shop. Most of our customers are elderly or middle-aged. On this particular day I’m helping another volunteer put a picture up when a man in his early twenties comes in. He looks around for just a minute or so and grabs a card from the stand at the front of the shop.)

Man: “Just this card, please.”

Me: “Of course. Do you want a bag to put it in?”

Man: “Whatever.”

Me: “Just £1.00 then please.”

(The man takes a note out of his pocket. I take it and start to sort out the change and pass it over to the man.)

Man: “Wait a minute, love. I’ve got some right change here if it’ll help you out. If I give you some coins back can you give me a note?”

Me: *feeling a little confused* “Erm, okay. That won’t be a problem.” *I count the change; I realise he’s left me short* “Sorry, I need another £1 coin.”

Man: “Really? Okay. Tell you what. I’ll give you some coins to make that right. You just give me my money back and we’ll be even, right?”

Me: “Okay.”

(I feel uneasy but give him the money, and he starts to rifle through the notes he has again.)

Man: “Actually can you change this for me instead?”

(He’s leaning over the counter, is quite intimidating, and I am starting to realise something isn’t quite right.)

Man: “I just want my change!”

Me: “I’m sorry, I’ve given you the money you need.” *I close the till*

Man: “But you still owe me change!”

Me: “I can call my manager down to deal with your request if you like?”

(I called upstairs to the manager and told her to double-check the change I had given the man. She came down to confront him and he looked shifty and decided to just leave, despite me “owing him change.” I told the manager everything that happened and she checked the till – he had somehow taken £10 from us, and had tried to take more. We reported him to the police and found out he had tried this on in a few other shops, including a well-known supermarket where he’d threatened the cashier. I later found out that this was a short-change scam or change-raising scam, where the scam artist confuses the cashier to get their money back plus extra. I printed out a warning and left it in the staff room. A few months later another man came in and tried the exact same thing. I said no, closed the till, they caught him on camera leaving the shop, and he was taken in by the police.)

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The Gift Of Giving Was Lost On Them

| Greenwood, IN, USA | Money, Non-Dialogue

I worked my way through college waiting tables at an Applebee’s in a mall just south of Indianapolis. The money wasn’t great, but it was enough and I needed a job with really flexible hours.

One evening, I’m given a five-top that’s a couple of parents and their three boys. I come by to introduce myself and the father introduces himself as a local minister there with his family. He mentions they’ve been given a $500 gift card from his congregation. I set about taking care of them and they go for a good sized meal; drinks, a few shared appetizers, main courses and even desserts.

All things considered, they aren’t a terrible table, but I did have to push two tables together which made my section smaller.

At the end the minister asks about using the gift card and I tell him it works just like a credit card. I run it through and return the slip. I hand it to him and he shakes my hand and tells me what an excellent job I did for him and his family and then they’re all out the door. I go back to help bus the table and pick up the credit card slip.

When I find it, I see it’s been signed with a big zero for the tip. I turn and watch them walk to their car out the window in total amazement. I got a hand shake for how well I’d done serving them their free meal and they didn’t give me a cent.

I know it’s not the worst burn — I’d seen people get worse — but it was the first time I was dumbstruck by getting stiffed.

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Credited For Trying

| NC, USA | At The Checkout, Money, Time

(I’ve been working since pre-opening hours and it’s close to closing time. I’m expected to ask customers if they would like to apply for the store credit card.)

Me: “Would you like to apply for the credit card and save 10% off your first purchase with it?”

Customer: *looks at her daughter, who nods* “Yeah, I’ll do it.”

(I proceed to sign her up for the card and finish my end of the process.)

Me: “Ma’am, the system says you weren’t automatically approved for the card tonight, but you’ll be getting a notification in the next few days about it, and once you’re approved, you’ll receive your 10% on your next purchase.”

Customer: “What? You lied to me! You said I’d get 10% off this purchase. I’m a manager at [unintelligible mumbling] and we would never falsely lead a customer into such traps. I want you to give me my 10%! I want a manager.”

Me: “I’m sorry for the confusion, ma’am. You get the 10% when you’re approved, but I can get my manager if you like.”

Customer: “Oh, forget it! I don’t want you to waste anymore of my time here. I only applied for the 10% otherwise I wouldn’t have wasted the time here. Don’t just stand there! Finish ringing everything up.”

(I finished the transaction in silence. She and her daughter stormed off with their $17 purchase. The 10% wouldn’t have saved them $2.)

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Hold For An Hourly Rate

| St. Louis, MO, USA | Awesome Workers, Bad Behavior, Money, Popular

(I work for a third-party seller/distributor of cellular phone service. It is the late 1990s, when cell phone service is just starting to transition from analog to digital in most states. Because a credit check and a contract is required to activate service, some customers are surprised when the credit check comes back that we require a monthly billing to their credit card, or worse, a $700 deposit. I take a call from a customer. After I run the credit check, I get the alert that he will need to pay a deposit or set up automatic payments.)

Customer: “What do you mean? My credit’s fine! Check it again!”

Me: *calmly* “I could check it again, sir, but it’s going to come back with the same result.”

Customer: *getting angry* “Well, it shouldn’t!”

Me: *still calm* “I’m sorry you feel that way, sir, but that’s what always happens when we get a report like this. In order for me to activate a line for you, I’ll either need to take down a deposit, or set up payments using a credit card.”

Customer: “I want to speak to your supervisor!”

Me: “I am one of the supervisors.”

Customer: “Then let me speak to somebody else!”

Me: “Sir, if I get you on the line with someone, they’re only going to tell you the exact same thing that I am.”

Customer: *yelling* “I DON’T CARE! Get me on the line with your supervisor!”

Me: *still calm* “All right, sir, no problem. Would you mind holding for just a minute?”

(We were always forced to ask permission to put people on hold, never tell them we were putting them on hold.)

Customer: *now irate* “I DON’T WANT TO BE PUT ON HOLD!”

Me: “I’m sorry, sir, but in order for me to get you on the line with someone else, I need to place you on hold.”

Customer: “I’ve been waiting long enough, and I don’t want to wait anymore! I want to talk with someone else RIGHT NOW!”

Me: “I understand, sir. Let me place you on hold—”

Customer: “NO, D*** IT! Don’t you DARE place me on hold! This is a waste of my time! Do you know how much I make an hour?”

Me: *rolling my eyes* “No, sir, I don’t.”

Customer: “$350.00. I charge $350.00 per hour, and in the time I’m talking to you, I could be making money. You’re wasting my time, and I’m losing money!”

Me: *matter-of-factly* “Sir, do you want to know how much I make an hour?”

Customer: “No!”

Me: *taking authority on the line* “Too bad, sir. I make $9.00 an hour. And I’m telling you this to give you some perspective. Between the two of us, the only one that can help you get your service turned on IS ME. Frankly, I don’t care how much you make, and it doesn’t motivate me to give you better service than anyone else. So you can either let me place you on hold so I can get a supervisor, or I’ll be glad to end the call, and you can go to a local [Company] store and do this all over again with them.”

Customer: *silence*

Me: “I’m going to place you on hold now, okay?”

Customer: “Fine.”

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