Category: Money

Not Much Assurance About The Insurance, Part 4

| UK | Money, Religion

(I work in a call center for car insurance. We currently have a promotion for people over 50, where if their info matches up from last year (same registration, same main occupation, same people on policy, etc.) then we’ll price match their renewal offer from their existing company, and knock off an extra £50. Any deviation from what we need to match up means we can’t offer the promotion anymore: eg. if it was just one person on their original policy, and they want to add a second driver this time round, etc. They then have to send in their renewal premium as proof, as long as it matches, they’ll get the money refunded to make it the price of the over 50s offer.

This sort of thing happens constantly:)

Me: “And what is your current job?”

Customer #1: “Taxi driver.”

Me: “Okay, and is that what your job was last year on your renewal premium? Just checking it off my list.”

Customer #1: “No, I was working at a fish and chip place.”

Me: “Well, I’m sorry, but we can’t give you the offer, as your info no longer matches.”

Customer #1: “Well, just make it match, then!”

Me: “I’m sorry, what do you mean, sir?”

Customer #1: “Just say that I’m still working as a cashier at the fish and chip place!”

Me: “I can’t do that, sir. You’ve already told me that you’re a taxi driver.”

Customer #1: “So? Why can’t you change it? I said you have to make it match, so just make it match!”

Me: “It’s illegal to lie on your insurance, sir, and I can’t help you do that know that you’ve told me what your actual job is.”

Customer #1: “Well, I’ll just take my business elsewhere!” *hangs up*

(Another caller:)

Me: “And your main job?”

Customer #2: “I’m retired now, but I still do clergy work and service on the side.”

Me: “Okay, I’ll put you down as retired but ‘clergy’ in the part time occupation; is that the same as last year?”

Customer #2: “Last year I was a full-time clergy. I’m retired now, though.”

Me: “Okay, well, I’m sorry, but you don’t qualify for the offer as your info no longer matches up to last year.”

Customer #2: “What do you mean? I’m still a clergy, so of course it matches up.”

Me: “I know you said you still do it on the side, but you are fully retired now and that changes aspects of the quote, and it doesn’t match up anymore because you weren’t retired last year.”

Customer #2: “But I am a MAN. OF. GOD! That will never change! It’s not your usual type of job; I’ll never not be a clergy!”

Me: “That’s fair enough sir, but the main issue here is that you’re retired, but you weren’t last year. it doesn’t match up anymore.”

Customer #2: “OF COURSE IT MATCHES UP! I AM A MAN OF GOD! I WILL ALWAYS BE A MAN OF GOD! THAT WON’T CHANGE SO IT STILL MATCHES!”

Me: “Again, I understand that, but YOU. ARE. RETIRED. NOW. You were NOT retired last year; you ARE retired this year. IT. DOES. NOT. MATCH.”

Customer #2: “Well, this was a waste of time!” *hangs up*

(Yet another caller:)

Customer #3: “Oh, I’m so confused by this, Why do you have to make this so complicated!?”

Me: “I’ll try to explain again, sir. I’ve gotten all of your info, from what you’ve told me. It matches. We will charge you the full price now, and when you receive the free post envelope, send your renewal premium to us. When we see it matches, we’ll refund you the money for the offer.”

Customer #3: “Oh, but that’s so confusing. Why are you making it so difficult? Why can’t you just take it off now?”

Me: “We can’t do that, as we don’t know that it matches. Just send us your renewal premium and we’ll refund the money. That’s it.”

Customer #3: “Oh, but that’s so confusing. Why can’t you just take the price down now?”

Me: “I’ve already explained, sir. We just need the proof that it matches. We’ll send a free-postage envelope. Just send it in that and we’ll refund the money.”

Customer #3: “But that’s so complicated! Why can’t you just take the money off now?!”

Me: *face-palm*

(And my favourite:)

Customer #4: *who did a quote online first before phoning* “THIS IS ABSOLUTELY OUTRAGEOUS! YOU SAID IF IT MATCHED UP, YOU’D SAVE ME £50, BUT YOUR PRICE IS NEARLY £100 MORE EXPENSIVE! THIS IS FALSE ADVERTISING! HOW DARE YOU LIE TO ME!”

Me: “Miss, the point of the offer is to give you a refund AFTER we see proof, and you did the quote online. Did you expect our website to just magically know what your renewal price was and it would automatically take the money off for you?”

Customer #4: *silence, then hangs up*

Related:
Not Much Assurance About The Insurance, Part 3
Not Much Assurance About The Insurance, Part 2
Not Much Assurance About The Insurance

Credited With The Best Solution

| BC, Canada | Bad Behavior, Money

(I work for the phone company and, like any other company, prices, promotions, and packages changed over time. I get a call from this customer who has a grandfathered single-line package for $20.95/month that due to some error got changed to the going price of $21.00/month for the same package. The customer calls in to complain. )

Customer: “My price got changed and now I’m paying more! I’m very angry!”

Me: “Yes. I can see what happened. There mus—”

Customer: *cutting me off in mid-word* “I demand to be given the old price back.”

Me: “The old price was grandfathered but we should be abl—”

Customer: *cutting me off again* “I’m sick and tired of you people always cheating me on my bill. I want to talk to a manager!”

Me: “I was going to suggest giving you a $5.00 credit. That would cover you for the next eight years and then you could call back in for another credit at that time.”

Customer: “F*** you, a******!” *click*

Minimum Wage And Maximum Rudeness

| GA, USA | Bad Behavior, Money

(I work at one of the few McDonald’s in Georgia where the company has started to use the electronic kiosk ordering stations that are used in Europe. A lot of customers feel the need to explain to me that they think these machines are a response to people wanting a $15.00 minimum wage and will eventually put me and other employees out of a job. Usually I ignore the minimum wage comment and explain to them that the reason I actually got my job in the first place is because of these machines, as I help people who don’t know how to use them, but one time someone takes things an [unnecessary] step further. About three months into my time working here, two men in their late-thirties-to-early-forties come in.)

Me: “Good morning. I can take your order right here if you’d like.”

(Both men briefly look at the regular registers, but end up walking back over. The first customer lists off his order very quickly, but I manage to punch in everything on the first try. I start taking his friend’s order when the first customer turns to him and says this:)

Customer: “You know what these machines are for, right? It’s because people want a fifteen-dollar minimum wage.”

(By now I am more than used to this sort of talk, so I decide to ignore him and continue to take his friend’s order. But the first man isn’t done.)

Customer: “Can you believe it? Fifteen dollars an hour, to work at McDonald’s!”

(Normally I pride myself on smiling and staying professional even when I have customers that are jerks, but seriously? I am standing RIGHT THERE! The customer then walks away to wait for his order, so he doesn’t see the death glare I am apparently giving him. His friend notices, though, and gives me the most sincerely apologetic look I’ve ever seen.)

Me: “Just so you know, he’s wrong. He’s not the first to say it, but he’s wrong.”

(He starts to apologize, but I just wave him off.)

Me: “Please don’t feel like you need to apologize for him.”

(He looks relieved that I am not mad at him, and I finish taking his order.)

Customer’s Friend: “I hope you have a nice day, ma’am.”

Me: “You too, sir.”

(Moral of the story: A little politeness goes a long way, and if you’re going to be an a**-hole to people, at the very least do it out of earshot!)

Interior Inferior

| Brooklyn, NY, USA | Money

(I work as a retail associate (barely above minimum wage, no benefits) at a very upscale boutique that sells furniture and home goods. Most of our clients are incredibly wealthy AND nosy, but don’t seem to have any grasp of the income gap at all. I have this interaction pretty regularly.)

Customer: “Oh, man, I just LOVE this store. And you always have such great advice, great taste, great design input. You must have the most stylish home.”

Me: “I do what I can.”

Customer: “Which pieces do you have in YOUR home?”

Me: “Uh, I actually don’t have anything from the store. Well, a couple of very small items.”

Customer: “Oh, haha, I’m sure your place is full of great antique finds! You’re probably sick of all THIS stuff.”

Me: “Well, it’s mostly IKEA.”

Customer: “Oh. Well, IKEA is… easy.”

Me: “Yep. And inexpensive. Good for a retail employee’s budget. Anything else I can help you find?”

Customer: *usually completely baffled* “Uh… no, thanks.”

(They are often so persistent I’ve even had to deflect direct questions about my income! Often after selling them a $1900 coffee table or something.)

Not Drinking Inside The Box

| MI, USA | At The Checkout, Food & Drink, Money

(A customer comes through the checkout with a case of a new kind of beer from a well-known Canadian beer maker. The case doesn’t ring up.)

Cashier: “Sir, do you know how much this was?”

Customer: “The sign said it was $6.99.”

Cashier: “That doesn’t sound right. [My Name], would you see how much this case of beer costs?”

Me: *after checking the price* “Sir, $6.99 is the price for the six-packs inside the case. For whatever reason they just haven’t been taken out of the box yet.”

Customer: “Fine! I only want one!”

(I have no idea how anyone can think they can get 24 bottles of beer for just $6.99!)

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