Burnin’ Down The House!

(My husband calls our insurance company to discuss our home insurance because our coverage is too high compared to the value of our home.)

Employee: “The reason it’s so high is if something catastrophic happened to your home the first thing we would do is pay off your mortgage, then build you a new house.”

Husband: “Wait, what? If our house is destroyed we get a brand new house and no mortgage?”

Employee: “Yep.”

Husband: “That can’t be right; everyone would just burn down their houses! Can I talk to your supervisor?”

(The supervisor gets on the line and my husband repeats the conversation so far.)

Supervisor: “No, that’s not right. If we did that everyone would just burn down their houses!”

Husband: “That’s what I said!”

Supervisor: “We will have a talk to that associate about this. Now, let’s take a look at your policy.”