(My pizza place recently stopped accepting checks, due to a large number of returned checks.  We have a large sign in the lobby, and a smaller sign at the register.)

Customer: “What?!  I can’t write a check?”

Me: “I’m sorry, we no longer accept checks.  We simply get too many returned for insufficient funds.”

Customer:  ”But I was going to write a check…”

Me:  ”We accept credit cards, or you can use your debit card for that checking account.”

Customer:  ”I can’t use my debit card! I don’t have enough money in my account!”

(And THAT is why we no longer take checks!)