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  • This Is Why We’re In A Recession, Part 31

    | Lewiston, ME, USA | Extra Stupid, Money

    (Working at a telesales company, I sold credit cards to people who wanted them.)

    Me: “So, I need your total annual income. What is it?”

    Customer: “$1200.”

    Me: “That’s… $1200 annually?”

    Customer: “Yup!”

    Me: “And…. now I need to know how much you pay for rent or mortgage each month.”

    Customer: “$500 a month.”

    (We go through the rest of the call rather well. At the end of the application we can usually see if they are approved or not. In this case they were not approved, so this is the rest of the conversation.)

    Me: “I’m sorry but you weren’t approved.”

    Customer: “What?! Why?”

    Me: “Well… it’s probably because you pay more in rent or mortgage in three months than you make in a year.”

    Customer: “No, I don’t! I make $1200 each month!”

    Me: “Oh! So you meant that $1200 was MONTHLY and not ANNUALLY?”

    Customer: “What does annually mean?”

    Me: “It means yearly. How much you make a year.”

    (The customer hung up. They were too stupid to be trusted with a credit card anyway.)

    Related:
    This Is Why We’re In A Recession, Part 30
    This Is Why We’re In A Recession, Part 29
    This Is Why We’re In A Recession, Part 28