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    Spending Your Way Out Of Debt

    | Vancouver, BC, Canada |

    Me: “Thank you for calling, how can I help you?”

    Customer: “Hi there, I got these promotional cheques at 3.9% for my Visa card. I was wondering if I can pay my Visa bill with them.”

    Me: “No miss, the funds will be coming out of your Visa account. Therefore, you can’t pay the Visa with the same Visa account.”

    Customer: “Why? I don’t see why not…”

    Me: “… because the funds will be coming out of your Visa account. It doesn’t make it a lesser balance, it makes it a higher balance. Therefore, you can’t pay your Visa with the same Visa.”

    Customer: “I think this is stupid. I should be able to do whatever I want with my cheques.”

    Me: “Do you write yourself cheques with your bank account to yourself, and not have to pay for it?”

    Customer: “Well, no… that’s just silly.”

    Me: “Do you see how it works, then?”

    Customer: “Yeah, I guess. But I should still be able to do it!”