Me: “You’ll also want to check out the Free Application for Federal Student Aid.  You can apply for that online if you have internet connection.”

Caller: “I do. What’s the URL?”

Me: “All right. It’s www dot ‘F’ as in ‘Frank,’ ‘A’…”

Caller: “Sorry, how do you spell that?”

Me: *confused* “…How do you spell what?”

Caller: “Effasinfrank.”

Related:
D As In Duh